• Pension Pot

    🧱 A Lego-Style Guide to Pensions for Freelancers & Business Owners

    To encourage pension savings, tax relief is available on contributions made to registered pension schemes.

  • Class 2 National Insurance

    Why Would You Ever Pay Extra National Insurance?

    Why would you ever pay extra National Insurance? For many self-employed individuals, the answer lies in securing a full State Pension. With recent changes to National Insurance contributions (NICs) and the State Pension system, understanding how to maximise your entitlements is more crucial than ever.

  • Personal Allowance

    Time running short to use your 2024/25 personal allowance

    If you do not use your 2024/25 personal allowance by the end of the tax year, you will lose it.

  • Gremlins

    Let's Have a Butcher's at Your State Pension!

    Don't assume your state pension is fully topped up even if you have been employed or self-employed.

  • Benefits Thumbs up Heart Emoji

    Making the Most of Your Limited Company: Perks and Tax Efficiency for Solopreneurs and Small Businesses

    Running a limited company, whether as a freelancer, solopreneur, or with a small family team, offers flexibility and tax advantages. Here's how you can optimise your finances:

  • Family

    Family Business? Taking Money Out: A Simplified Guide

    Running a family business is a team effort, you're the heart and soul of the operation. But when it comes to paying yourself, things can get confusing faster than a toddler with a box of crayons.

  • Child Benefit

    Lost Years, Lost Credit: Why Registering for Child Benefit Matters

    A recent scandal has revealed a hidden pitfall for parents who choose not to claim child benefit: potential loss of state pension credit in retirement.

  • Pension v ISA

    ISA vs Pension: Navigating the Savings Maze for Freelancers and the Self-Employed

    A comprehensive guide to navigating the ISA vs pension debate for freelancers and the self-employed. Remember, knowledge is power, and informed financial decisions can lead to a secure and fulfilling future.

  • Pension SIPP

    Planning for the Future: A Guide to Retirement for Freelancers and the Self-Employed

    A Self-Invested Personal Pension (SIPP) is a type of personal pension that gives you a wide range of investment choices.

  • Pension

    Plan your retirement income with the UK government's online tool

    Retirement is a time when many people look forward to relaxing and enjoying their golden years.

Next →