Here’s what’s changing, why, and what you should be doing right now, especially if you self-file and don’t have an accountant handling it for you.

Think of HMRC as Michael Caine in that classic nosy neighbour role - leaning over the fence, peering into your garden, and muttering in that unmistakable voice: ‘Yes, I am a nosy neighbour.’ Only, instead of checking if you’ve cut the hedge, they’re checking if your tax return matches up with the shiny new car on your drive.

This guide is aimed at small businesses, freelancers and family-run companies. No corporate waffle. Just the bits that actually matter.