HMRC

Good bookkeeping isn’t about perfection; it’s about consistency.

If you’re self-employed and you run two genuinely separate trades, Making Tax Digital for Income Tax (MTD for IT) can create far more admin than most people expect.

Ok, being honest here, the number one question we get asked is basically:

This is our guide to help online creators and digital professionals stay compliant (and sane).

So here’s what matters in 2026: Landlord Financial Planning Edition

If you’re earning around £100k, there’s a weird zone where an extra £1 can be taxed very heavily because HMRC removes your tax-free allowance. This can create an effective 60% rate between £100,000 and £125,140.

A quick review could be worth thousands in future pension income.

Warning: New tax rules in 2027 could double your employees' tax on benefits, reducing their take-home pay!

In recent years, HMRC has sent out educational or behavioural ‘nudge’ letters and emails to directors, landlords, and self-employed taxpayers.

Here’s what’s changing, why, and what you should be doing right now, especially if you self-file and don’t have an accountant handling it for you.