• The scottish budget 2026

    The Scottish Budget 2026

    For freelancers, sole traders, and small limited company owners in Scotland

  • Finances for rental properties

    2026 Landlord mini-update (for freelancers with “a rental on the side”) 🏡

    So here’s what matters in 2026: new rules are landing

  • Cake

    The Tax Cake Trap 🍰🍰 (2026/27 edition)

    If you’re earning around £100k, there’s a weird zone where an extra £1 can be taxed very heavily because HMRC removes your tax-free allowance. This can create an effective 60% rate between £100,000 and £125,140.

  • National Insurance 2026 Payroll

    National Insurance 2025/26: What’s Changed, Who Pays What, and Why It Still Matters

    A quick review could be worth thousands in future pension income.

  • Warning for 6th April 2027

    Mandatory Payrolling of Benefits: Now Pushed to 2027 - What It Means for You

    Warning: New tax rules in 2027 could double your employees' tax on benefits, reducing their take-home pay!

  • £50

    £50 of Joy: Trivial Benefit Gifts That Won’t Get You in Trouble With HMRC

    Treat your team to something cheeky (no, not a corporate mug) that brings joy - without triggering tax doom.

  • The perfect storm

    HMRC & Companies House Retiring Old Online Services: What It Means and What You Should Do Now

    Here’s what’s changing, why, and what you should be doing right now, especially if you self-file and don’t have an accountant handling it for you.

  • Money MTD

    Navigating the New Tax Year 2026: A Comprehensive Guide for Freelancers and Small Businesses

    The rules keep coming - MTD, ID checks, payrolling, VAT tweaks - but they’re manageable with the right tools.

  • Making Tax Digital

    Making Tax Digital: The No-Faff 2026–2028 Guide

    Making Tax Digital (MTD) for Income Tax is on its way, and it's HMRC's big push to get everyone's tax affairs online

  • HMRC Taking Money From Bank Account

    HMRC Taking Money Straight from Your Bank Account? Here’s the Real Story

    “HMRC can just TAKE your money!”
    “Big Brother is watching your bank!”

Next →